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Firstly, you have to understand the difference between a prepaid service and a monthly-billed service. Having the right service can save you hundreds of dollars a year. You should consider these key features: Minutes Expiration. Cellular Anytime minutes will normally expire each month, versus, prepaid minutes which can last 60 to 90 days, if not longer. For the casual or occasional caller, the prepaid minutes can be cheaper. Credit Check. All cellular plans require a credit check, versus, with the prepaid minutes you prepay for your time in advance and there is no credit check. Monthly Service Fees or Charges. With prepaid minutes there are no monthly service fees, and no hidden charges, versus, the plans where you are required to pay a minimum charge every month whether you use the service or not. Overdraft or Cashier's Fee. With prepaid plans you avoid possible check or cashier's fees with the payment of your monthly bill. Security Deposits. With some cellular plans, it is a requirement for you to make a security deposit, some run up to $500 or more. Contract. With prepaid minutes there is no contract for you to sign. This means that if you want to change services you can. With a cellular plan you can be charged $150 or more if you decide to end your contract early. Cost Control. With prepaid minutes you know exactly how much you money you will be spending. With a cellular plan you can go over your limit and be hit with an enormous phone bill. Free Telephone. Many plans offer rebates or incentives for free cellular plans. With prices starting at under %50, most prepaid plans come with a starter phone kit. Disclosure of Personal Information. With prepaid minutes there is no need to disclose your personal information; you can sign-up as anyone you want. |
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